Perfios has established a strong presence in the credit decisioning and analytics space and Karza is a market pioneer in risk assessment, fraud analytics, due diligence, and onboarding. Together the combined entity aims to be a one-stop shop that caters to clients across the lending process from sourcing to collections

Our Products
Account Aggregator
Fraud Check and Verification
Perfios AI
FIP FIU Solution
InteGREAT
GST Analyzer
Credit Assessment Memo (CAM)
Bank Statement Analyzer
InDigize
Payslip Analyzer
Financial Statement Analyzer
Perfios Credit Gateway (PCG)
LSP (Loan Service Provider) Bridge
Personal Finance Manager (PFM)
Total KYC
Video KYC
KDiscover
KLeadGen
KBanking
KLookup
KScan
KGST
KITR
KWatch
Litigation BI
CONNECT WITH SALES
Industries We Serve
Banking
Banking
Insurance
Insurance
Payments
Payments
Legal
Legal
Consulting
Consulting
Corporates
Corporates
eCommerce
eCommerce
Gaming
Gaming
Startups
Startups
Why Work With Us?
The combined entity has served the BFSI fraternity for 20+ years with the highest level of quality and integrity. With the fusion of experience and dynamism, we will continue to innovate and bring forth futuristic solutions that can take your digital transformation journey to a whole new level.
One-Stop-Shop for BFSI Needs
One-Stop-Shop for BFSI Needs
Highly Customizable Solutions
Highly Customizable Solutions
800+ Banking & Fintech Clients
800+ Banking & Fintech Clients
Presence in 18+ Countries
Presence in 18+ Countries
ISD checklist Compliant
ISD checklist Compliant
Plug & play framework
Plug & play framework
Our Leadership
V.R. Govindarajan
V.R. Govindarajan
Executive Chairman
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Sabyasachi Goswami
Sabyasachi Goswami
Chief Executive Officer
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Debasish Chakraborty
Debasish Chakraborty
Chief Technology Officer
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Ramgopal Subramani
Ramgopal Subramani
Chief Strategy Officer
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Gaurav Samdaria
Gaurav Samdaria
Chief Business Officer
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Omkar Shirhatti
Omkar Shirhatti
Chief Product Officer
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V.R. Govindarajan
V.R. Govindarajan
Executive Chairman
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Trusted by 800+ Entities
company
company
company
company
company
company
company
company
Awards & Accolades
Technoviti - Best Video KYC Solution
Technoviti - Best Video KYC Solution
HDFC Digital Innovation Award
HDFC Digital Innovation Award
Recognized as Top25 startups in India to work with 2019 by LinkedIn
Recognized as Top25 startups in India to work with 2019 by LinkedIn
NASSCOM Emerge50 Winners
NASSCOM Emerge50 Winners
Karza Technologies is acquired by Perfios Software Solutions