The DL verification APIs typically work by allowing the organization to submit a driver's license number and other relevant information to a reliable database, which is then used to verify the authenticity of the license and fetch additional data points, if available

Use Cases of DL Verification API in India:

DL Verification Use Cases for Banks:

Onboarding a bank account customer: Banks in India may require customers to present a valid driver's license as part of the process of opening a new bank account, in order to verify the customer's identity. DL is one of the accepted PoI/PoA documents as defined under KYC norms.

In a loan assessment process: When applying for a loan, individuals in India may be required to present a valid driver's license in order to verify their identity.

While issuing credit cards: Financial institutions in India may require customers to present a valid driver's license as part of the process of applying for a credit card, in order to verify their identity.

DL Verification Use Cases for Insurance Companies:

While Issuing Insurance policies: When issuing insurance policies, insurance companies may require individuals to present a valid driver's license in order to verify their identity. This may be done, for example, when issuing car insurance or life insurance policies.

DL Verification Use Cases for Gaming Companies

Confirming gamer's age: Some games may require players to be of a certain age to access certain content or features. A DL Verification API could be used to verify the age of a player by checking the date of birth listed on their driver's license.

Fraud prevention: A DL Verification API could be used to verify the identity of a player to prevent fraud or account hijacking.

Community management: In some cases, a gaming company may want to use a DL Verification API to verify the identity of players in order to enforce community standards or policies.

DL Verification Use Cases for Transport Industry

Checking driver’s eligibility: Transportation companies may use a DL Verification API to verify the details of a driver's license to ensure that they are eligible to operate a vehicle. This may include checking the expiration date of the license and the driver's age and driving history.

Conducting Background checks: A DL Verification API could be used to verify the details of a driver's license as part of a broader background check for employment or contract work with a transportation company.

Customer verification: In some cases, a transportation company may use a DL Verification API to verify the identity of customers (e.g., to verify the age of a rental car driver or to confirm the identity of a ride-sharing passenger).

DL Verification Use Cases for MSMEs

Employee verification: MSMEs may use a DL Verification API to verify the details of a driver's license as part of the hiring process or to confirm the identity of current employees.

Background checks: A DL Verification API could be used to verify the details of a driver's license as part of a broader background check for employment or contract work with an MSME.

Customer verification: In some cases, an MSME may use a DL Verification API to verify the identity of customers (e.g., to verify the age of a customer or to confirm their identity for security purposes).

DL Verification APIs by Karza Technologies

●      DL Verification API: Karza has a reliable plug-and-play API to authenticate Driver's License issued by the Road Transport Offices (RTO) of the States of India.

●      AI-Powered Name, Address and Face Match APIs: Karza’s award-winning AI-powered cognitive offerings can intelligently match the name, address, and face of the applicant with multiple IDs like PAN, Aadhaar, Voter ID, and Passport.

●      OCR for Auto-Capture of Information: Karza’s proprietary OCR engine can automatically extract the following information (with consent):

○      License number: A unique number assigned to the DL by the issuing authority

○      Date of issue: The date on which the DL was issued

○      Date of expiration: The date on which the DL expires

○      Full name: The full name of the DL holder

○      Date of birth: The date of birth of the DL holder

○      Address: The current address of the DL holder

●      Customer Data Enrichment API: Karza’s data enrichment API can help financial institutions with the following:

○      Customer segmentation: Financial institutions (FIs) can improve the accuracy and precision of customer segmentation and tailor their products and services to specific customer groups.

○      Risk assessment: FIs can use it to enhance risk assessment processes by adding additional data points that can help them better understand and evaluate the risks associated with a particular customer or transaction.

○      Personalization: Data enrichment can be used by FIs to personalize the customer experience by adding additional data points that can help them tailor their products and services to the specific needs and preferences of individual customers.